In this module, learn the Concepts & Maths in Housing Finance which covers ratios which defines loan eligibility, what is EMI, Pre-EMI, Amortization and the maths behind it all. It also covers concepts like Carpet Area, Built-up Area, Super Built-up Area, Mortgage Insurance, Subvention, types of interest rates along with the latest industry events like Moratorium, Restructuring, etc.
-
Loan to Value Ratio, Installment to Income ratio, Fixed Obligation Income ratio
-
Carpet area, Built-up area, Super built-up area, Floor Space Index
-
Fees, Prepayment fees, Own Contribution, Down Payment
-
Pre-EMI, EMI, Amortization, Negative Amortization, Tax benefits
-
Mortgage Guarantee, Risk Weightage
-
Advanced Processing Facility, Subvention
-
Moratorium and Restructuring
-
Reading Material
-
Quiz